Group of people on a hill at sunset with their silhouettes.

Why Bank With Us

Group of people on a hill at sunset with their silhouettes.

Why Bank With Us

Our Mission:

Financial security. Community reinvestment.

Our Purpose:

To support our local communities in which we live and work, stimulate the growth of our customer’s businesses and personal endeavors, and provide financial services, security and advice to our customers and community.

Our Vision:

At State Bank we demand excellence and strive for perfection when handling our customers personal information, finances and transactions. Because we know that we aren’t just a bank, we’re the keys to a new car, we’re the seeds to the fall harvest, and we’re the foundation to a new home—a catalyst for change and new beginnings. It is our mission at State Bank to continually reinvest in our communities and that’s why we make sure that when you deposit your money in one of our banks, it stays local—not sent abroad. We are a locally owned-independent community bank dedicated to providing reliable, secure, and easy technological banking as well as relationship banking with a personal touch.

What makes State Bank of Reeseville / Watertown different from other banks?

Locally Owned, Locally Operated – WE CARE ABOUT YOU!

State Bank of Reeseville / Watertown is owned and operated by local shareholders who live and work in the Dodge and Jefferson County area. What does that mean to you?

It means that our financial products and services are specially tailored to meet the needs and interests of our customers, instead of being mandated from some megabank in another state. It means that every decision we make, is made with the customer’s best interest at heart. Our directors and staff are always eager to hear your input, and are easily accessible! And finally, it means that decisions are made right here, in Reeseville or Watertown. So if you need a loan, we can customize it to meet your individual needs, and have it approved before most banks can even ask permission!

Investing in Your Community

Because State Bank of Reeseville / Watertown is locally owned, the money you invest here goes right back into the local community in the form of loans and other financial services to help our community grow. We continue to support the growth of our communities in which we live and work.


It sure is nice to know that in these times of fast computers and high technology, there is still a bank that knows you by name. Any bank can offer you a checkbook and a monthly statement, but the locally owned State Bank of Reeseville / Watertown is interested in its most valuable asset – you, the customer. At the bank you’ll always be greeted with a friendly smile and fast, accurate service from our well-trained, experienced staff.


Because we devise our own fees and policies, you’ll find State Bank of Reeseville / Watertown to offer a great value in our products and services. Check out our checking accounts, for example. You will also find our other fees, such as stop payment fees, overdraft fees, research, etc., to be pleasantly low.

Since 1902

Chartered in 1902, and still going strong, State Bank of Reeseville / Watertown is a tried and true independent, community bank. We strive to remain independent so we may deliver the superior quality of service you deserve. If you have any questions about State Bank of Reeseville / Watertown, please email us at

Looking for a bank in southern Wisconsin? State Bank of Reeseville is the bank for you! Even if you don’t live close to one of our locations, our easy to use and modern online banking platforms allow you to bank anytime, anywhere, 24-7. The SBR mobile app is available on both the App Store and Google Play. Click here for more information on our services that can take your State Bank branch anywhere.


State Bank of Reeseville is conveniently located in Watertown and Reeseville Wisconsin. Supporting our friends, family, and communities since 1902.

State Bank of Reeseville is located within 35 miles of the following major cities in southern Wisconsin: