two kids sitting on the floor shake piggy banks

Savings

two kids sitting on the floor shake piggy banks

Savings

Minimum opening deposit…………..$25.00+

Minimum opening deposit IRA…$250.00+

+ A balance of $100.00 must be maintained to qualify for interest.

Interest Information


Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.

Interest is compounded and paid quarterly.

When the account is closed, interest earned of less than $1.00 will not be paid.

Regular Savings and Individual Retirement Savings


Account balances of $100.00 or more will have no maintenance fee or debit fee charged.

Account balances that fall below $100.00 at any time during the quarterly cycle will be charged $7.50 maintenance fee plus $.25 per debit.

The statement frequency is quarterly.

Youth Savings


(Minor – 17 years of age and under)

 

Account balances of $25.00 or more will have no maintenance fee or debit fee charged.

Account balances that fall below $25.00 at any time during the quarterly cycle will be charged $3.00 maintenance fee plus $.25 per debit.

The statement frequency is quarterly.

 

After the minor account holder turns age 18, the account holder will be charged according to the Regular Savings rules.

Non-Profit Organization Savings


(Churches, 4-H, etc.)

 

Account balances of $25.00 or more will have no maintenance fee or debit fee charged.

Account balances that fall below $25.00 at any time during the quarterly cycle will be charged a $3.00 maintenance fee plus $.25 per debit.

The statement frequency is quarterly.

 

Christmas Club


Your interest rate and annual percentage yield may change. At our discretion we may change the interest rate on your account at any time. Interest is credited and paid annually on the end of the account cycle, on or near October 15.

Minimum deposit of $10.00 is required to open the account. Debits are not allowed before the end of the account cycle. Early closure of this account forfeits any accrued interest. The bank will withdraw the account balance and accrued interest at the end of the account cycle, (on or near October 15), and issue a check payable to the account holder.

Military Savings


We are proud to serve past and present members of our nation’s military with this special banking program. It is our small way to give back to those who have given their all.

Veterans and current military personnel are eligible for a military checking and savings account with valid military ID.